Latest Completion

Bridging Loan - HMO Portfolio Purchase

LTV 90%

Successfully completed a complex transaction of 3 HMO Properties.

Project: Client to complete minor refurbishment and refinance on to HMO mortgages holding for long term.

Current Market Value   £720,000

Purchase Price  £540,000

Loan Amount  £486,000

Term  12 Months

Bridging Loan - HMO Conversion

LTV – 75% (NET) and 100% (Build costs)

Project: Residential to HMO Conversion. Refinance existing facility to help our client convert this standard residential flat to 3 Bed HMO.

Loan Amount  £400,251

Term  12 Months

Bridging Loan - Auction Purchase

LTV – 88%

First charge on security address and second charge on BTLs.

Project: Refurbish derelict property and refinance.

Loan Amount  £330,000

Term  9 Months

Bridging Loan - Auction Purchase

LTV 100% (Net)

Completed this purchase for our client in 9 Days!

Project: Freehold Block of 2 flats. Buy, refurbish, split title and refinance.

Loan Amount  £325,000

Term  12 Months

Bridging Loan – BMV Auction Purchase

LTV – 100% (With additional security)

Client was let down by another lender. We rescued the deal and secured the funding for purchase and development costs.

Project: Client to complete back to bricks full refurbishment, extension and refinance on to BTL mortgage.

Loan Amount  £310,400

Term  12 Months

Bridging Loan – BMV Auction Purchase

LTV – 90% Gross, 85% Net

Successfully completed an auction purchase within tight timelines.

Project: Client to complete minor refurbishment and refinance on to standard BTL mortgage.

Loan Amount  £279,000

Term  12 Months

Bridging Loan - 13 Bedroom HMO Purchase

LTV – 75%

Successfully completed an auction purchase within 4 weeks with a complicated vendor.

Project: Fully refurbish the HMO, get retrospective planning and make it compliant.

Loan Amount  £255,000

Term  12 Months

Bridging Loan – Residential Conversion

LTV – 75% (Day 1) and 100% (Refurb Costs)

Project: 1 to 2 Bed Flat conversion..

Loan Amount  £227,000

Term  12 Months

Bridging Loan – Residential Refurbishment

LTV – 75% (NET)

Project: Standard Residential refurbishment of a derelict property.

Loan Amount  £179,755

Term  12 Months

Bridging Loan – Short Lease Flat

LTV – 65% (Day 1) and 100% (Lease extension costs)

Project: Short lease flat for refurbishment. Helped our client fund the purchase AND costs for lease extension.

Loan Amount  £139,000

Term  9 Months

Bridging Loan - Auction Purchase

LTV 65%

Successfully completed an auction purchase with tight timelines.

Project: Convert 1 bed to 2 bed and complete full refurb.

Loan Amount  £135,000

Term  9 Months

Bridging Loan - Auction Purchase

LTV 100%

No additional security, based on current market value.

Project: Refurbish run-down flat and extend short lease.

Loan Amount  £108,OOO

Term  9 Months

Bridging Loan - Standard purchase

LTV – 75% (Net)

Project: Refurbish derelict property and refinance.

Loan Amount  £105,000

Term  12 Months

Bridging Loan - Auction Purchase

LTV 100%

Successfully met the auction completion timescales.

Project: Refurbish derelict residential property and refinance.

Loan Amount  £95,000

Term  9 Months

Bridging Loan – HMO Conversion

LTV – 75% (NET)

Project: Residential to HMO Conversion. Completed in 3 weeks!

Loan Amount  £67,500

Term  12 Months

Bridging Loan - Auction Purchase

LTV 75%

First time buyer, First time landlord and Foreign National on Visa.

Project: Refurbish derelict residential property and sell.

Loan Amount  £30,000

Term  9 Months